Global Medical Insurance - Bronze - 国际健康保险

Please use this high level information as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise information such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

通常

名称

GMI Bronze - Area 2

固定保险

Worldwide, Excluding the United States, Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan

$1,000,000 Lifetime

Outside U.S.: 50% of deductible waived up to $2,500. After deductible, plan pays 100% to policy maximum.

医疗 - 门诊

$500 maximum Pre-inpatient or post-inpatient treatment

To policy maximum

$600, maximum of 90 days per covered event. Orphan Drugs or Biologic Drugs do not apply to the maximum limit per event.

X-ray $250 per exam; Lab services $300 per test

To policy maximum

20% of primary surgeon's eligible fee.

医疗 - 住院

Average semi-private room rate, to policy maximum.

To policy maximum

20% of primary surgeon's eligible fee.

To policy maximum

医疗 - 其它治疗和服务

To policy maximum

$600, maximum of 90 days per covered event.

$1,500 per covered event Illness must result in hospital admission.

Inpatient: To policy maximum Outpatient: $40 per visit, maximum of 10 visits within 90 days per covered event. Must be ordered in advance by physician.

没有

是

100% if requested, reduced to 50% if not obtained when required.

Transplants, Interfacility Ambulance Transfer, Medical Evacuation, Orphan Drugs or Biologic Drugs - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%

180 days

$250,000 lifetime

$600 per covered event Prior to inpatient treatment.

To policy maximum

$150 per day, maximum of 30 days.

Included

生育

关于住院生育费用的专业服务

新生儿护理

牙科

通常保障

意外事故急诊

Optional

$1,000

保健

成人健康

孩子健康

旅游

$10,000, maximum of 15 days; $25 per day meal maximum.

$50,000

$25,000

$5,000

寿险

意外死亡及伤残(AD&D)

公共交通意外死亡及伤残

定期寿险

Included in Optional Term Life Insurance

Optional

替代药物

其它

医院赔偿

恐怖行动

Private Hospital: $400 per night, maximum of $4,000 Public Hospital: $500 per night, maximum of $5,000

保险特征

Before effective date, full refund. After effective date, short rate refund.

Health Travel Preventative Coverage: $250 for vaccinations and preventative prescription drugs administered by a Physician 30 days prior to initial effective date and before departure.

$250 至 74

$500 至 74

$1,000 至 74

$2,500 至 74

$5,000 至 74

$10,000 至 74

International Medical Group (IMG)

SiriusPoint Specialty Insurance Corporation

A- "Excellent"

立即当日线上购买该保险！

Purchase

URC - Usual, Reasonable and Customary Charges.
For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
Coverages shown are per person unless noted otherwise.
上方区域的划线（-）表示不适用。